Currency Zone
Powered by Smart Currency Exchange
Save money when buying overseas
Did you know that using a dedicated currency specialist like Smart Currency Exchange when transferring money abroad for a property purchase could save you thousands?
We recommend Smart Currency to everyone making international money transfers, especially for large amounts such as buying a French property.
Not only will Smart Currency provide you with a very competitive exchange rate, once you have registered for a free account, your own dedicated account manager will guide you through the process and the various options available to you, so you can decide the best way to transfer your funds.
Get a currency quote
Smart Currency are on hand to help with your international money transfers and would be happy to provide a free currency quote.
Secure your property budget against exchange rate movements
When you buy, or sell, a property in France the exchange rate is likely to fluctuate in the time between an offer being accepted and completion. It’s perfectly normal for a currency pair to move by several percentage points during this time. This movement can have an impact on the final price you pay for your property, or the final proceeds you receive from the sale.
A currency specialist like Smart Currency, unlike high street banks, has tools to protect your money against this risk, taking away stress and giving you certainty.
The benefits of using Smart Currency
The Smart Currency team are there to help you make the most of your money.
Changing your money into another currency to buy a property is different to almost every other currency transaction. Not only just in the quantity you will need to change, but also in the time that the property transaction takes, which is likely to be several weeks or months.
While buying a home in France has never been safer, property buyers do need to be aware of “currency risk”. Exchange rates are volatile and unpredictable and therefore, pose a risk for your money and your property-buying budget.
It's for this reason Smart Currency was created to help overseas property buyers and sellers. They have been working with French property buyers and sellers since 2004 and fully understand the French sales process.
Don't just use your bank to transfer money overseas, we recommend talking to Smart Currency Exchange. In addition to more competitive exchange rates, there are a number of other advantages of using a currency specialist, instead of a high street bank.
| Service | Smart Currency Exchange | High Street Bank |
|---|---|---|
| A specialist in international property | Yes | No |
| Helping you set your property budget | Yes | No |
| Identifying risks to your budget | Yes | No |
| Option to fix your rate for the year ahead | Yes | No |
| Being available on the phone during the transaction | Yes | Sometimes |
| Making the transaction safely | Yes | No |
| Offering on-going support post-purchase | Yes | No |
Smart Currency Exchange, unlike high street banks or an app-only services, has tools to remove the risk posed by adverse exchange rate movements on your transfers. This protects your money, takes away stress and gives you certainty during your property purchase or sale.
We have worked with Smart Currency Exchange for many years and continue to be impressed by the quality of service they have provided to us and our clients. Many of our clients are so happy with the service they continue to use Smart after their French property purchase or sale for their ongoing currency needs too.
UK-based and authorised
Smart Currency has offices in the UK and Europe and is head-quartered in West London. It is authorised by the Financial Conduct Authority (FCA) under the Payment Services Regulations 2009 (FRN 504509) for the provision of payment services.
A service you can trust
Smart Currency has a rating of 4.8 out of 5 on Trustpilot (September 2024) from close to 2,000 client reviews. It has a Refinitive (LSEG) credit risk rating of 89 (of 100), with an implied rating of A+ and a probability of default of 0.09%. Creditsafe rating 66 (Low Risk).
Once you have a free account with Smart, you can contact your account manager at any time. There is also a handy online service you can use to set up regular automated payments for monthly pension transfers, bills or even rental income after you become a homeowner in France.
An overseas property specialist
Smart Currency has been helping French property buyers and sellers with their currency transfers since 2004, and have full knowledge of the sales process.
Secure an exchange rate
Don't leave the exchange rate to chance when you need to transfer money overseas. Smart can help you lock in the best rate in advance.
Expert guidance
Your friendly account manager at Smart will be at the end of the phone to provide guidance and set up your currency transfers.
Help with ongoing transfers
Your Smart account manager is also able to help with your ongoing currency transfer needs, such as overseas pensions, bills or even rental income.
Contact Smart today
The Smart Currency team can provide a live currency quote for your transfer. You can also register for a free account in seconds, and your own personal account manager will answer all your currency related questions.
